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“`html What Is HELOC Fraud? Homeowners looking to borrow money without refinancing their mortgage often turn to a home equity line of credit (HELOC). This option is particularly appealing if you have a low-rate mortgage but want to access the…
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“`html When Does Shoulder Surfing Happen? Shoulder surfing is a form of identity theft where thieves steal your personal data by spying over your shoulder. This can happen in any public place where you use your smartphone, laptop, or other…
